Does Filing Bankruptcy Prevent Me From Getting Credit In The Future |

Florida Divorce by Attorney Mark A. Seff

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Florida Divorce handled by Attorney Mark A. Seff

4. I'll Never Get Credit Again.

Quite the contrary. It will not be long before you are getting credit card offers again. They will just be from lenders that may charge high interest rates. However, if you are planning to buy a house or a car, you might want to do that before you file. Those loans will be tough to get, and the higher interest rate on such a large purchase would make a significant impact on your payments. Also, if you have a credit card with a zero balance on the day you file for bankruptcy, you do not have to list it as a creditor since you do not owe any money on it. That means you might be able to keep that card even after bankruptcy.

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